Car insurance overlap occurs when you switch insurance providers or opt for a different plan. Switching can occur for a variety of reasons, including enhanced coverage, lower premium rates, and more. Because driving on public roads without insurance is dangerous, such overlaps are occasionally required. The new policy may take some time to take effect. However, you can avoid automobile insurance overlap by intelligently setting the activation and termination dates. What exactly is Car Insurance Overlap? A vehicle insurance overlap occurs when a person has two active car insurance policies at the same time. This usually occurs when you change your insurance coverage to a new plan or your insurance provider. You will be paying for two insurance policies over time. This, however, does not provide dual coverage. In the event of an accident, you can only make one claim, and only one insurance company can process that claim. Even if you pay for both plans, you will not be eligible for doubl