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Expired Car Insurance - Things you need to know

You are protected from unanticipated events like theft, vandalism, calamity, repairing, and replacement if you have automobile insurance. To drive in the UAE, you must have current auto insurance. If your insurance has expired and you are driving on Dubai's roads, you might be in legal trouble. Therefore, letting your auto insurance expire is not something you should do! Never forget to obtain or renew your insurance coverage at least 45 days before to the policy's expiration date. Mulkiya ends 15 days prior to the insurance's expiration date, hence the 45-day window is advised.



You no longer need to visit your insurer's office to renew or obtain an insurance coverage in this digital age. You may even customize your car insurance in Dubai, and all your insurance requirements are just a click away.

Your insurance provider will start notifying you when the term of your insurance policy ends. There are a few things you should be aware of if you wish to renew your insurance coverage after it has expired.


How should you proceed if your vehicle insurance policy expires?



Inform your insurance company straight away.

Get in touch with your insurance provider as soon as your policy expires. Your insurer will provide you with the details you require and counsel you over the appropriate course of action to pursue because they are the subject matter authority, and you will save time and effort. They may reinstate you right away. Waiting and delaying will make it more difficult to find insurance that would cover your car, especially if it's an older model. If you wait, your premium may fluctuate, and you can find up paying substantially more.


Choose a strategy.

Selecting the insurance option that best suits your needs is the next step. Compare the costs of the different insurance providers' policies. When looking for auto insurance online, you may get the information you need to make an informed choice.

You may easily get car insurance online from a variety of insurers, and after comparing each one's features, you can decide which one best suits your needs.


Keep your paperwork on hand

Have all the required papers ready and available once you are aware of the coverage you want in order to avoid any delays and issues. You will be asked to provide the following details if you decide to renew your insurance with a different provider:

  • Passport photocopies
  • UAE visa copy
  • Your UAE driver's licence
  • Mulkiya (Details of Car Registration)
  • No-claims discount certificate (if it is applicable)

If you wish to keep with your current provider, you can avoid much of the paperwork; all you have to do is enter the details of your current policy and begin the renewal process.


Scheduling for car inspection

Before renewing coverage when the current policy ends, the insurer will dispatch a surveyor to examine the car and gauge the extent of any existing damage. A vehicle survey appointment has to be made as soon as feasible in order to reduce any delays or price increases.

The cost of the inspection must be paid for by the insured. The surveyor's findings will decide whether you qualify for insurance. The surveyor may have established a predetermined fixed deductible based on the extent of the damage if the automobile has already experienced damage.


Buy a new insurance as soon as possible.

It is suggested that you get new insurance as soon as you can after the exam is over. The inspection is only good for a certain amount of time. The finest options for purchasing or renewing auto insurance online.


The significance of vehicle insurance in the United Arab Emirates

It protects one from any monetary obligations caused by mishaps and injuries incurred while driving. It is essential to get vehicle insurance since the UAE government has made it a requirement. Your car protects you from an unexpected financial burden in the terrible event that something happens to it.

To buy or renew an insurance policy with policyhouse.com, click here:


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Location: Dubai - United Arab Emirates

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